Foreign Currency Time Deposit Offer:

Simply place a "Reward-Plus Time Deposit" with conversion of funds, you can enjoy 7-day preferential interest rates (p.a.): CNY 13.88%, GBP 12%,  AUD/CAD 10%, NZD 8.5% and USD 6%! For details, please click here.

Terms apply. Foreign exchange involves exchange rate risk.



Terms of the promotion offer:

  1. This offer is only applicable to NCB Wealth Management, Enrich Banking and i-Free Banking customers who exchange HK$10,000 or above (per transaction) into JPY/GBP/AUD/NZD/CAD/EUR at corresponding telegraphic transfer rate via any transaction channels of Nanyang Commercial Bank, Limited (“the Bank”) and settle in Multi-Currency Savings Account or simultaneously place time deposit during the promotion period. This offer is determined by the type of customer and the transaction channel at the time of the transaction. Please refer to the relevant details in this promotional material. Each basis point for JPY refers to 0.000001 and each basis point for GBP/AUD/NZD/CAD/EUR refers to 0.0001.


General Terms:

  • Branch Manned Phone Banking Services are only available to selected customers with designated transaction amount. For details, please contact our staff.

  • Apart from time deposit offers and the Payroll Customers Exclusive Offers, the above offers cannot be used in conjunction with other promotional offers that are not listed in this promotional material. For details of the above services, promotional offers and relevant terms, please contact our staff.

  • The Bank reserves the right to change, suspend or terminate the offers or to amend the relevant terms at its sole discretion without prior notice. All matters and disputes will be subject to the final decision of the Bank.

  • Should there be any discrepancy between the English and Chinese versions of this promotional material, the Chinese version shall prevail.


Risk of Foreign Currency Trading:

Foreign currency investments are subject to exchange rate fluctuations which may provide both opportunities and risks. The fluctuation in the exchange rate of foreign currency may result in losses in the event that the customer converts the foreign currency into HKD or other foreign currencies.


This document is for reference only and does not constitute any offer, solicitation, recommendation to the purchase or sale of any product or service.


This document is issued by the Bank and the contents have not been reviewed by any regulatory authority in Hong Kong.

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